Windsurf vs Cursor

A 2026 side-by-side comparison of Windsurf and Cursor — pricing, key features, platforms, API access, and the trade-offs of each, based on data collected from their official sites.

Tagline

The world's most advanced AI coding assistant for developers and enterprises.

The AI-first code editor built for pair-programming

Category

Pricing

Freemium
Freemium

Rating

0.0 (0)
0.0 (0)

Platforms

JetBrains
MacWindowsLinux

API

No
Yes

Open source

No
No

Description

Windsurf Editor is an AI-native IDE designed to keep developers in flow. It functions as a powerful AI coding assistant equipped with Cascade and offers JetBrains integration to support developers, enterprises, and government agencies.

Cursor is a VS Code fork with deep AI integration for autocomplete, chat, and multi-file edits.

Key features

  • AI-native IDE
  • Cascade coding assistant
  • Jetbrains IDE integration plugin
  • Individual free tier
  • Enterprise specialized solutions
  • Windsurf for Government edition
  • Contract inference
  • Snapshot & property tests
  • CI PR bot
  • Coverage deltas

Pros

  • Offers a completely free tier of service for individual developers.
  • Integrates an AI-native IDE designed to optimize developer workflow and keep them in flow.
  • Provides a specialized JetBrains plugin to work directly within preferred developer environments.
  • Includes 'Cascade', a feature tailored to assist in advanced AI development functions.
  • Provides customizable enterprise-grade offerings upon reaching out to their sales team.
  • Supports a dedicated edition tailored specifically for governmental security and deployment regulations.
  • Maintains a transparent and accessible product updates log through their official Changelog.
  • Features an active blog that provides product insights, changelogs, and competitive benchmarks.
  • Deep GPT-4 and Claude integration
  • VS Code compatibility and extensions
  • Multi-file edits with Composer
  • Codebase-wide chat and context
  • Predictive Cursor Tab autocomplete
  • Per-project custom rules
  • Fast iteration on refactors
  • Frequent product updates

Cons

  • Multiple subscription and plan detail pages returned 'This page does not exist' during our analysis.
  • No public developer API or documentation details were explicitly mentioned on the main pages.
  • The site does not reference open-source licenses or public repository access for the IDE core.
  • Specific transparent pricing structures for non-enterprise teams are not explicitly disclosed on the plan pages.
  • No explicit support listings or downloads for localized mobile applications are mentioned in the active links.
  • Subscription cost adds up fast
  • Context window can hit limits
  • Requires internet connectivity
  • Code is sent to third-party LLMs
  • Autocomplete can be over-eager
  • Slower than a plain local IDE
  • Only VS Code ecosystem
  • Rate limits on free plan

Pricing plans

Not disclosed
  • HobbyUSD0
    • No credit card required
    • Limited Agent requests
    • Limited Tab completions
  • IndividualUSD20/month
    • Everything in Hobby, plus:
    • Access to frontier models
    • MCPs, skills, and hooks
    • Cloud agents
  • TeamsUSD40/month
    • Everything on Individual, plus:
    • Centralized team billing and administration
    • Team marketplace for internal rules, skills, and plugins
    • Team-wide privacy mode
  • Enterprise
    • Everything on Teams, plus:
    • SAML/OIDC SSO
    • Pooled usage

Which one should you pick?

  • Choose Windsurf if you need AI-native IDE.
  • Choose Cursor if you need Contract inference and API access.
  • On budget: Windsurf is freemium, Cursor is freemium.