Warp vs Cursor

Tagline

A modern terminal with support for agentic development, multi-platform compatibility, and flexible AI scaling.

The AI-first code editor built for pair-programming

Category

Pricing

Rating

Platforms

API

Open source

Description

Warp is a state-of-the-art modern terminal designed with integrated AI capabilities, agentic coding tools, and team collaboration features. Available on macOS, Linux, and Windows, Warp provides developers and teams with configurable data controls, flexible AI scaling with Reload credits, and support for bringing custom LLM inference endpoints.

Cursor is a VS Code fork with deep AI integration for autocomplete, chat, and multi-file edits.

Key features

• Modern terminal
• Bring your own AI inference
• Full Warp Agent access
• Warp Drive and collaboration tools
• Cloud conversation storage
• Codebase indexing
• Multi-harness orchestration
• Zero Data Retention (ZDR) agreements
• Reload credits
• Auto-reload and team-wide spend caps
• Team usage metrics
• Admin-configurable data controls

• Contract inference
• Snapshot & property tests
• CI PR bot
• Coverage deltas

Pros

• Offers a completely free plan that includes core terminal features and support for bringing custom AI inference.
• Supports bringing your own AI inference including API keys, SuperGrok subscriptions, and custom inference endpoints.
• Maintains Zero Data Retention (ZDR) agreements with supported LLM providers like Anthropic, OpenAI, Google, xAI, and Fireworks AI.
• Allows team admins to enforce organization-wide Zero Data Retention settings on Business and Enterprise plans.
• Has obtained a SOC 2 Type II attestation from an accredited third party to verify security compliance.
• Reload credits are tied to individual users, roll over month-to-month, and remain valid for 12 months.
• Offers multi-platform compatibility with dedicated support for Mac, Linux, and Windows users.
• Features Auto routing that automatically selects the best open-source or frontier model for the user's task.

• Deep GPT-4 and Claude integration
• VS Code compatibility and extensions
• Multi-file edits with Composer
• Codebase-wide chat and context
• Predictive Cursor Tab autocomplete
• Per-project custom rules
• Fast iteration on refactors
• Frequent product updates

Cons

• Does not offer discounts for students, non-profits, or open-source teams at this time.
• Only accepts payment via credit card; ACH, cash, check, money order, or cryptocurrency are not supported.
• Bring your own API keys, SuperGrok, and custom endpoints are restricted to individual users and small teams of 10 or fewer employees on lower tiers.
• Free tier has restricted access to cloud agents, cloud conversation storage, and collaboration features.
• Cross-harness agent memory features are restricted to a waitlist-gated Research Preview during beta.

• Subscription cost adds up fast
• Context window can hit limits
• Requires internet connectivity
• Code is sent to third-party LLMs
• Autocomplete can be over-eager
• Slower than a plain local IDE
• Only VS Code ecosystem
• Rate limits on free plan

Pricing plans

• HobbyUSD0
  • • No credit card required
  • • Limited Agent requests
  • • Limited Tab completions
• IndividualUSD20/month
  • • Everything in Hobby, plus:
  • • Access to frontier models
  • • MCPs, skills, and hooks
  • • Cloud agents
• TeamsUSD40/month
  • • Everything on Individual, plus:
  • • Centralized team billing and administration
  • • Team marketplace for internal rules, skills, and plugins
  • • Team-wide privacy mode
• Enterprise—
  • • Everything on Teams, plus:
  • • SAML/OIDC SSO
  • • Pooled usage

Website